Budget planner with credit card statement cycles
A budget that follows credit card statement cycles counts each card purchase in the month you pay the bill, not the month you swipe. The Budget Planner with Credit Card Statement Cycles does this in Excel and Google Sheets: enter each card's statement day and due day once, and every purchase lands in the right budget month.
Budget Planner with Credit Card Statement Cycles — Excel & Google Sheets
Most budget spreadsheets count a credit card purchase in the month you swipe it.
- Dashboard: income, spending, left over and budget used for any month
- Budget vs. actual for up to 14 categories, with how much came from cards
- Card & BNPL bills due this month and next month, per card, with due dates
- 12-month overview with an income vs. spending chart
- 500 transaction rows with drop-downs; budget month and due date fill in by themselves
$9.99
Track expenses, budgets and card cycles with Telegram and Data Tables
Prefer logging spending from your phone? This n8n workflow records expenses sent as Telegram messages and replies with budget status, card statement totals and due-date reminders.
- Triggers when a new Telegram message arrives or every morning at 08:00 on a schedule.
- Parses the Telegram text or photo caption to detect amount, note, category, month, optional card tag (for payment method), and optional receipt photo file ID.
- If the message is an expense entry, saves it to the n8n Data Table and replies in Telegram with a confirmation plus current-month category budget progress and the relevant card statement total/close/due dates (if a card is used).
- If the message is a command, reads the sender’s expenses from the Data Table and returns either a month-by-category report with month-over-month comparison, a budget overview, or credit-card cycle/statement/due-date details in Telegram.
- If the command is /export, formats the selected month’s expenses as a CSV file and sends the CSV document to the Telegram chat.
$19.00
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